Array ( [0] => Array ( [TEXT] => Вклады:uz:Omonatlar [LINK] => /uz/deposits [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 0 [PARAMS] => Array ( [max_depth] => 1 [FROM_IBLOCK] => [IS_PARENT] => 1 [DEPTH_LEVEL] => 1 [ADV] => MENU_DEPOSIT ) [CHAIN] => Array ( [0] => Вклады:uz:Omonatlar ) [DEPTH_LEVEL] => 1 [IS_PARENT] => 1 [child] => Array ( [1] => Array ( [TEXT] => Сумовые вклады:uz:So'm omonatlari [LINK] => /uz/deposits/sumovye-vklady [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 1 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 2 ) [CHAIN] => Array ( [0] => Сумовые вклады:uz:So'm omonatlari ) [DEPTH_LEVEL] => 2 [IS_PARENT] => ) [2] => Array ( [TEXT] => Валютные вклады:uz:Valyuta omonatlari [LINK] => /uz/deposits/valyutnye-vklady [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 2 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 2 ) [CHAIN] => Array ( [0] => Валютные вклады:uz:Valyuta omonatlari ) [DEPTH_LEVEL] => 2 [IS_PARENT] => ) ) ) [3] => Array ( [TEXT] => Кредиты:uz:Kreditlar [LINK] => /uz/credits [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 3 [PARAMS] => Array ( [max_depth] => 1 [FROM_IBLOCK] => [IS_PARENT] => 1 [DEPTH_LEVEL] => 1 [ADV] => MENU_CREDIT ) [CHAIN] => Array ( [0] => Кредиты:uz:Kreditlar ) [DEPTH_LEVEL] => 1 [IS_PARENT] => 1 [child] => Array ( [4] => Array ( [TEXT] => Автокредит:uz:Avto kredit [LINK] => /uz/credits/avtokredit [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 4 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 2 ) [CHAIN] => Array ( [0] => Автокредит:uz:Avto kredit ) [DEPTH_LEVEL] => 2 [IS_PARENT] => ) [5] => Array ( [TEXT] => Микрозаймы:uz:Mikroqarz [LINK] => /uz/credits/mikrozaymy [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 5 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 2 ) [CHAIN] => Array ( [0] => Микрозаймы:uz:Mikroqarz ) [DEPTH_LEVEL] => 2 [IS_PARENT] => ) [6] => Array ( [TEXT] => Образовательный кредит:uz:Ta'lim krediti [LINK] => /uz/credits/obrazovatelnyy-kredit [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 6 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 2 ) [CHAIN] => Array ( [0] => Образовательный кредит:uz:Ta'lim krediti ) [DEPTH_LEVEL] => 2 [IS_PARENT] => ) [7] => Array ( [TEXT] => Овердрафт:uz:Overdraft [LINK] => /uz/credits/overdraft [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 7 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 2 ) [CHAIN] => Array ( [0] => Овердрафт:uz:Overdraft ) [DEPTH_LEVEL] => 2 [IS_PARENT] => ) [8] => Array ( [TEXT] => Потребительский кредит:uz:Iste'mol krediti [LINK] => /uz/credits/potrebitelskiy-kredit [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 8 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 2 ) [CHAIN] => Array ( [0] => Потребительский кредит:uz:Iste'mol krediti ) [DEPTH_LEVEL] => 2 [IS_PARENT] => ) [9] => Array ( [TEXT] => Автокредит для вторичного рынка:uz:Ikkilamchi bozor uchun avtomobil krediti [LINK] => /uz/credits/tags/avtokredit-vtorichka [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 9 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 2 ) [CHAIN] => Array ( [0] => Автокредит для вторичного рынка:uz:Ikkilamchi bozor uchun avtomobil krediti ) [DEPTH_LEVEL] => 2 [IS_PARENT] => ) ) ) [10] => Array ( [TEXT] => Ипотека:uz:Ipoteka [LINK] => /uz/ipoteka [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 10 [PARAMS] => Array ( [max_depth] => 1 [FROM_IBLOCK] => [IS_PARENT] => 1 [DEPTH_LEVEL] => 1 [ADV] => MENU_IPOTEKA ) [CHAIN] => Array ( [0] => Ипотека:uz:Ipoteka ) [DEPTH_LEVEL] => 1 [IS_PARENT] => 1 [child] => Array ( [11] => Array ( [TEXT] => Новостройки:uz:Yangi qurilgan uylar [LINK] => /uz/ipoteka/novostroyki [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 11 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 2 ) [CHAIN] => Array ( [0] => Новостройки:uz:Yangi qurilgan uylar ) [DEPTH_LEVEL] => 2 [IS_PARENT] => ) [12] => Array ( [TEXT] => Вторичный рынок:uz:Ikkilamchi bozor [LINK] => /uz/ipoteka/vtorichnyy-rynok [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 12 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 2 ) [CHAIN] => Array ( [0] => Вторичный рынок:uz:Ikkilamchi bozor ) [DEPTH_LEVEL] => 2 [IS_PARENT] => ) ) ) [13] => Array ( [TEXT] => Карты:uz:Kartalar [LINK] => /uz/cards [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 13 [PARAMS] => Array ( [max_depth] => 1 [FROM_IBLOCK] => [IS_PARENT] => 1 [DEPTH_LEVEL] => 1 [ADV] => MENU_CARDS ) [CHAIN] => Array ( [0] => Карты:uz:Kartalar ) [DEPTH_LEVEL] => 1 [IS_PARENT] => 1 [child] => Array ( [14] => Array ( [TEXT] => Сумовые карты:uz:So'm kartalari [LINK] => /uz/cards/sumovye-karty [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 14 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 2 ) [CHAIN] => Array ( [0] => Сумовые карты:uz:So'm kartalari ) [DEPTH_LEVEL] => 2 [IS_PARENT] => ) [15] => Array ( [TEXT] => Валютные карты:uz:Valyuta kartalari [LINK] => /uz/cards/valyutnye-karty [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 15 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 2 ) [CHAIN] => Array ( [0] => Валютные карты:uz:Valyuta kartalari ) [DEPTH_LEVEL] => 2 [IS_PARENT] => ) [16] => Array ( [TEXT] => Дебетовые карты:uz:Debet kartalar [LINK] => /uz/cards/debetovye-karty [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 16 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 2 ) [CHAIN] => Array ( [0] => Дебетовые карты:uz:Debet kartalar ) [DEPTH_LEVEL] => 2 [IS_PARENT] => ) [17] => Array ( [TEXT] => Кредитные карты:uz:Kredit kartalar [LINK] => /uz/cards/kreditnye-karty [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 17 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 2 ) [CHAIN] => Array ( [0] => Кредитные карты:uz:Kredit kartalar ) [DEPTH_LEVEL] => 2 [IS_PARENT] => ) ) ) [18] => Array ( [TEXT] => Muddatli to‘lov [LINK] => /uz/rassrochka [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 18 [PARAMS] => Array ( [max_depth] => 1 [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 1 [ADV] => MENU_BRANCHES ) [CHAIN] => Array ( [0] => Muddatli to‘lov ) [DEPTH_LEVEL] => 1 [IS_PARENT] => ) [19] => Array ( [TEXT] => Страхование [LINK] => /uz/insurance [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 19 [PARAMS] => Array ( [max_depth] => 2 [FROM_IBLOCK] => [IS_PARENT] => 1 [DEPTH_LEVEL] => 1 [ADV] => MENU_INSURANCE ) [CHAIN] => Array ( [0] => Страхование ) [DEPTH_LEVEL] => 1 [IS_PARENT] => 1 [child] => Array ( [20] => Array ( [TEXT] => Физическим лицам:uz:Jismoniy shaxslar uchun [LINK] => /uz/insurance/fizicheskim-litsa [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 20 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 2 ) [CHAIN] => Array ( [0] => Физическим лицам:uz:Jismoniy shaxslar uchun ) [DEPTH_LEVEL] => 2 [IS_PARENT] => [child] => Array ( [21] => Array ( [TEXT] => Автострахование:uz:Avtosug'urta [LINK] => /uz/insurance/avtostrakhovanie [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 21 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => Автострахование:uz:Avtosug'urta ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) [22] => Array ( [TEXT] => Путешествие:uz:Sayohatchilar sug'urtasi [LINK] => /uz/insurance/puteshestvie [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 22 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => Путешествие:uz:Sayohatchilar sug'urtasi ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) [23] => Array ( [TEXT] => Имущество:uz:Mulk [LINK] => /uz/insurance/imushchestvo [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 23 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => Имущество:uz:Mulk ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) [24] => Array ( [TEXT] => Здоровье:uz:Sog'liq [LINK] => /uz/insurance/zdorove [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 24 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => Здоровье:uz:Sog'liq ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) ) ) [25] => Array ( [TEXT] => Юридическим лицам:uz:Yuridik shaxslar uchun [LINK] => /uz/insurance/yuridicheskim-litsam [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 25 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 2 ) [CHAIN] => Array ( [0] => Юридическим лицам:uz:Yuridik shaxslar uchun ) [DEPTH_LEVEL] => 2 [IS_PARENT] => [child] => Array ( [26] => Array ( [TEXT] => Автострахование:uz:Avtosug'urta [LINK] => /uz/insurance/avtostrakhovanie-yur [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 26 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => Автострахование:uz:Avtosug'urta ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) [27] => Array ( [TEXT] => Грузоперевозки:uz:Yuk tashish [LINK] => /uz/insurance/gruzoperevozki [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 27 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => Грузоперевозки:uz:Yuk tashish ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) [28] => Array ( [TEXT] => ОПО:uz:Xavfli ishlab chiqarish ob'ektlarini sug'urtalash [LINK] => /uz/insurance/opo [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 28 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => ОПО:uz:Xavfli ishlab chiqarish ob'ektlarini sug'urtalash ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) [29] => Array ( [TEXT] => Путешествие:uz:Sayohat [LINK] => /uz/insurance/puteshestvie-yur [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 29 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => Путешествие:uz:Sayohat ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) [30] => Array ( [TEXT] => СМР:uz:Qurilish-montaj qaltisliklaridan sug'urta [LINK] => /uz/insurance/smr [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 30 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => СМР:uz:Qurilish-montaj qaltisliklaridan sug'urta ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) ) ) ) ) [31] => Array ( [TEXT] => Ilovalar reytingi [LINK] => /uz/app_rating/ [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => D [ITEM_INDEX] => 31 [PARAMS] => Array ( [max_depth] => 1 [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 1 [CLASS] => top_apps ) [CHAIN] => Array ( [0] => Ilovalar reytingi ) [DEPTH_LEVEL] => 1 [IS_PARENT] => ) [32] => Array ( [TEXT] => Yana [LINK] => javascript:void(0) [SELECTED] => [PERMISSION] => Z [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 32 [PARAMS] => Array ( [max_depth] => 2 [FROM_IBLOCK] => 1 [IS_PARENT] => 1 [DEPTH_LEVEL] => 1 [CLASS] => more_menu ) [CHAIN] => Array ( [0] => Yana ) [DEPTH_LEVEL] => 1 [IS_PARENT] => 1 [child] => Array ( [33] => Array ( [TEXT] => Tashkilotlar [LINK] => javascript:void(0) [SELECTED] => [PERMISSION] => Z [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 33 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => 1 [DEPTH_LEVEL] => 2 ) [CHAIN] => Array ( [0] => Tashkilotlar ) [DEPTH_LEVEL] => 2 [IS_PARENT] => 1 [child] => Array ( [34] => Array ( [TEXT] => Банки:uz:Banklar [LINK] => /uz/orgs/banks [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 34 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => Банки:uz:Banklar ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) [35] => Array ( [TEXT] => Микрокредитные организации:uz:Mikrokredit tashkilotlari [LINK] => /uz/orgs/mikrokreditnye-organizatsii [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 35 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => Микрокредитные организации:uz:Mikrokredit tashkilotlari ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) [36] => Array ( [TEXT] => Лизинг:uz:Lizing [LINK] => /uz/orgs/lizing [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 36 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => Лизинг:uz:Lizing ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) [37] => Array ( [TEXT] => [LINK] => [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 37 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => 1 [DEPTH_LEVEL] => 3 [title] => Y ) [CHAIN] => Array ( [0] => ) [DEPTH_LEVEL] => 3 [IS_PARENT] => 1 ) [38] => Array ( [TEXT] => Ломбарды:uz:Lombardlar [LINK] => /uz/orgs/lombardy [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 38 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => Ломбарды:uz:Lombardlar ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) [39] => Array ( [TEXT] => Страховые компании:uz:Sug'urta kompaniyalari [LINK] => /uz/orgs/strahovye-kompanii [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 39 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => Страховые компании:uz:Sug'urta kompaniyalari ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) ) ) [40] => Array ( [TEXT] => Денежные переводы:uz:Pul o'tkazmalari [LINK] => /uz/money-transfers [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 40 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => 1 [DEPTH_LEVEL] => 2 [ADV] => MENU_MONEYTRANSFER [CLASS] => inside_head [title] => Y [tt] => Y ) [CHAIN] => Array ( [0] => Денежные переводы:uz:Pul o'tkazmalari ) [DEPTH_LEVEL] => 2 [IS_PARENT] => 1 [child] => Array ( [41] => Array ( [TEXT] => Filial va bankomatlar [LINK] => javascript:void(0) [SELECTED] => [PERMISSION] => Z [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 41 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 [pt] => Y ) [CHAIN] => Array ( [0] => Filial va bankomatlar ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) [42] => Array ( [TEXT] => Филиалы:uz:Filiallar [LINK] => /uz/branches_atms/filialy [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 42 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => Филиалы:uz:Filiallar ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) [43] => Array ( [TEXT] => Банкоматы:uz:Bankomatlar [LINK] => /uz/branches_atms/bankomaty [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 43 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => Банкоматы:uz:Bankomatlar ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) ) ) [44] => Array ( [TEXT] => Valyutalar kursi [LINK] => javascript:void(0) [SELECTED] => [PERMISSION] => Z [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 44 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => 1 [DEPTH_LEVEL] => 2 [SHF] => 1 ) [CHAIN] => Array ( [0] => Valyutalar kursi ) [DEPTH_LEVEL] => 2 [IS_PARENT] => 1 [child] => Array ( [45] => Array ( [TEXT] => Bugungi valyutalar kursi [LINK] => /uz/currency [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 45 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => Bugungi valyutalar kursi ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) [46] => Array ( [TEXT] => Valyutalar kursi arxivi [LINK] => /uz/currency/archive [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 46 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => Valyutalar kursi arxivi ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) ) ) ) ) [39] => Array ( [TEXT] => Страховые компании:uz:Sug'urta kompaniyalari [LINK] => /uz/orgs/strahovye-kompanii [SELECTED] => [PERMISSION] => X [ADDITIONAL_LINKS] => Array ( ) [ITEM_TYPE] => P [ITEM_INDEX] => 39 [PARAMS] => Array ( [FROM_IBLOCK] => 1 [IS_PARENT] => [DEPTH_LEVEL] => 3 ) [CHAIN] => Array ( [0] => Страховые компании:uz:Sug'urta kompaniyalari ) [DEPTH_LEVEL] => 3 [IS_PARENT] => ) ) 1
Kredit summasi: |
5 000 000dan - 400 000 000 so'mgacha |
Muddat: |
4 yil |
Foizlar to'lovi: |
har oy |
Valyuta: |
so'm |
Imtiyozli davr: |
Mavjud emas |
Muddatdan oldin qarz uzish: |
Mavjud Krеditni muddаtidаn ilgаri to’lаsh mumkin, jаrimа undirilmаydi |
Dastlabki to'lov: |
Mavjud |
Ochish: |
Bank |
Zaruriy hujjatlar: |
-asosiy ta'minot - xarid qilinadigan avtomobil -garov shatnomasi rasmiylashtirilishidan avval, kredit summasining ta’minot miqdoriga talab qilingan summada kredit to’lanmaslik riskining su’gurta polisi (asosiy qarz va foizlar) -kreditga sotib olinayotgan avtomobil garovi, O’zbekiston Respublikasi qonuni bilan belgilangan shartda, hamda garov ta’minoti talablariga va garov rasmiylashtirishdagi hujjatlarga asosan garov shartnomasi rasmiylashtirish orqali − Invoys - Yuk tashish hujjatlari uchun schyot-faktura; − avtotransport vositasini ro‘yxatdan o‘tkazish to‘g‘risidagi guvohnoma (texnik pasport); − zarur hollarda Bank Qarz oluvchidan qo‘shimcha hujjatlarni talab qilish huquqini o‘zida saqlab qoladi. |
Полная стоимость кредита (ПСК) — платежи Заёмщика по кредитному договору, размеры и сроки уплаты которых известны на момент его заключения, в том числе с учётом платежей в пользу третьих лиц, определённых договором, если обязанность Заёмщика по таким платежам вытекает из условий договора. Полная стоимость кредита вычисляется в годовых процентах.
В расчет ПСК включаются платежи Заемщика:
по основному долгу и процентам,
в пользу банка - кредитора, если обязанность Заемщика по таким платежам следует из условий договора и (или) если выдача кредита или займа поставлена в зависимость от совершения таких платежей;
в пользу третьих лиц, если обязанность Заемщика по уплате таких платежей следует из условий договора, в том числе платежи:
в пользу страховой организации, если выгодоприобретателем по договору страхования в случае наступления страхового случая выступает банк;
в пользу страховых организаций при страховании предмета залога по договору залога, обеспечивающего обязательства клиента по договору и находящегося в пользовании залогодателя.
гаранту (поручителю) за получение гарантии (поручительства), а также оценщику за оценку передаваемого в залог имущества;
в пользу организаций (посредников), оказывающих услуги банку по привлечению клиентов, осуществлению проверки предоставляемых клиентами документов для получения кредита или займа, приему платежей и переводов от клиентов банка в счет погашения кредита или займа.
Расчет значения ПСК производится банком до конца срока действия договора с учетом всех платежей, предусмотренных настоящим пунктом.
В расчет ПСК не включаются:
платежи Заемщика в пользу третьих лиц, за исключением платежей, указанных в пункте 1 (см. выше);
платежи Заемщика, связанные с несоблюдением им условий договора, включая неустойку и иные виды штрафных санкций.
платежи по кредитам (займам), выданным с использованием банковских кредитных карт, в частности:
комиссии за осуществление операций в валюте, отличной от валюты счета (валюты предоставленного кредита);
комиссии за выпуск и обслуживание банковской карты;
комиссии за получение суммы кредита (займа) наличными деньгами с использованием банкоматов.
При расчете ПСК, производится округление до одного знака после запятой. Если второй знак после запятой равен «5» и выше, то первый знак увеличивается на единицу.
Пример: Показатель ПСК составил 18,66%. После округления получаем — 18,7%.
Информация о полной стоимости кредита по каждому кредиту доводится до сведения Заемщиков до заключения кредитных договоров в обязательном порядке.
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