Boshqa ipoteka takliflari.
Kredit haqida
|
Min. stavka (%): |
17dan - 18 % gacha |
|
Muddat: |
20 yil |
|
Miqdor: |
327 250 000 So'mgacha |
|
Foizlar to'lovi: |
har oy |
|
Valyuta: |
So'm |
|
Dastlabki to'lov (%): |
15 |
|
Kerakli dokumentlar: |
Pasport yoki pasport o‘rnini bosuvchi hujjat. Mijoz harbiy xizmatchilar uchun harbiy guvohnomasini taqdim etgan taqdirda, pasport nusxasi ham talab etiladi; Daromadlari to‘g‘risidagi hujjatlar/elektron ma'lumotlar (bankning Crobs dasturi orqali);pudrat tashkiloti bilan tuzilgan uy-joy sotib olish bo‘yicha shartnoma (kvartira xonalar soni ko’rsatilgan va uyni foydalanishga topshirish bo’yicha hokim qarori nusxasi ilova qilingan holda); Er uchastkasiga (doimiy foydalanish, meros qilib qoldirish huquqi bilan umrbod egalik qilish, mulk egasi) bo‘lgan huquni tasdiqlovchi hujjat; Uy-joy qurishga ruxsat berish bo‘yicha hokim qarori; Uy-joy qurishga qonun hujjatlarida belgilangan tartibda kelishilgan va qarz oluvchi tomonidan tasdiqlangan loyihaning nusxasi; Qurilish ishlarini bajarish bo‘yicha shartnoma (loyiha qiymatidan ortiq bo‘lmagan qiymatda); Shuningdek, qonunchilikda ko‘rsatilgan boshqa tegishli hujjatlar ham talab qilinishi mumkin |
|
Imtiyozli davr: |
Bor |
Yillik foiz stavkasi2
17%
Yillik foiz stavkasi
18%
Boshlang‘ich to‘lov
15%
Qarz oluvchi va birgalikda qarz oluvchilarning qarz yuki ko‘rsatgichi belgilangan me'yordan yuqori bo‘lganda, ularning bank oldidagi qarz majburiyatini ta'minlash yuzasidan yuridik shaxslar kafilligi qabul qilinishi va yuridik shaxsning yillik sof foydasini 50 foizi qarz oluvchining qarz yuki ko‘rsatkichini hisoblashda qo‘shilishi mumkin.
*- Korporativ klientlar xodimlari uchun yillik 17%
1 Bunda, 2020 yil 1 mayga qadar jismoniy shaxslarga qonunda belgilangan tartibda uy-joy qurish uchun ajratilgan yer uchastkalarida yakka tartibdagi uy-joylarni qurish va qayta qurish uchun kreditlar ajratiladi.
2 O‘zbekiston Respublikasi Markaziy bankining asosiy stavkasi pasaytirilgan taqdirda, kredit bo‘yicha foizlar mutanosib ravishda kamayadi, oshirilgan taqdirda esa o‘zgarishsiz qoladi.
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