Boshqa ipoteka takliflari.
Kredit haqida
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Min. stavka (%): |
24.9 % dan |
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Muddat: |
10 yil |
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Miqdor: |
669 000 000 So'mgacha |
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Muddat: |
10 yil |
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Foizlar to'lovi: |
har oy |
|
Valyuta: |
So'm |
|
Dastlabki to'lov (%): |
25 |
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Shartlar: |
Kredit olayotgan jismoniy shaxs sotib olinadigan uy-joy yoki ko‘p kvartirali uydagi xonadon qiymatining kamida 25% (Yigirma besh) o‘z mablag‘lari hisobiga to‘lashi shart. |
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Kerakli dokumentlar: |
Ariza beruvchining va birgalikda qarz oluvchining pasportining asl nusxasi; Ariza beruvchining va birgalikda qarz oluvchining oxirgi 12 oy davomida doimiy ish joyidan berilgan daromadlari to'g'risida ma'lumot; Sotib olinadigan uy-joy sotish bo'yicha dastlabki shartnoma; Sotib olinadigan uy-joyning bozor bahosi to'g'risidagi hujjat; Sotib olinadigan uy-joy kadastr nusxasi. |
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Maksimal foiz stavkasi: |
27.9 |
«ZIRAAT BANK UZBEKISTAN» tizimida ipoteka kreditlari, doimiy ish joyiga , yashash joyidan ro’yhatdan o’tgan va o’z faoliyati natijasida olingan daromadga va boshqa daromadlarga ega bo’lgan, O’zbekiston Respublikasi fuqarolariga beriladi.
Ipoteka krediti shartlari:
Kredit olayotgan jismoniy shaxs sotib olinadigan uy-joy yoki ko‘p kvartirali uydagi xonadon qiymatining kamida 25% (Yigirma besh) o‘z mablag‘lari hisobiga to‘lashi shart.
Ajratiladigan kredit miqdori O‘zbekiston Respublikasida belgilangan bazaviy hisoblash miqdorining 3.000 (Uch ming) baravaridan oshmasligi lozim.
Kredit 10 (O‘n) yilgacha bo‘lgan muddatga ajratiladi.
Talab qilinadigan hujjatlar ro'yxati:
- Ariza beruvchining va birgalikda qarz oluvchining pasportining asl nusxasi;
- Ariza beruvchining va birgalikda qarz oluvchining oxirgi 12 oy davomida doimiy ish joyidan berilgan daromadlari to'g'risida ma'lumot;
- Sotib olinadigan uy-joy sotish bo'yicha dastlabki shartnoma;
- Sotib olinadigan uy-joyning bozor bahosi to'g'risidagi hujjat;
- Sotib olinadigan uy-joy kadastr nusxasi.
Kredit foiz stavkalari:
25-36 oy - 22%;
37-60 oy - 23%;
61-84 oy - 23.5%;
85-120 oy - 23,9%;
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